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The 3 different types of Power of Attorney

There is usually much confusion, and lack of awareness when it comes to Powers of Attorney about what the different types are.



The most common one we hear about is Lasting Power of Attorney, but there are actually 3 different types of Power of Attorney that you also need to know about.

Here are the 3 different types of Power of Attorney, which I will outline below.

Lasting power of attorney (LPA)

Of the 3 different types of Power of Attorney, the most well known one is A Lasting Power of Attorney. An LPA covers decisions about both your health and care and financial decisions, and there is one form for each of these.

The Lasting Power of Attorney only comes into effect if you lose mental capacity in making decisions for yourself or if you decide you no longer want to make decisions for yourself.

With the Finance and Property Lasting Power of Attorney, there is the option to allow your Attorneys to make decisions whilst you still have capacity to make decisions. This could be if you are going away on holiday or need to be in hospital for a time.

Having a Lasting Power of Attorney in place can bring great peace of mind, knowing that your back is covered if it is needed at any point in time.

Read the 5 benefits of having a Lasting Power of Attorney.

Ordinary power of attorney

Of the 3 different types of Power of Attorney, the ordinary power of attorney is valid only whilst you have mental capacity and it covers any of your financial matters.

For example, if you are having difficulty in getting out of the house yourself, are going away for a temporary time period, for a holiday or hospital stay perhaps, or you just want someone else you trust to act on your behalf.

The final of the 3 different types of power of attorney is

Enduring power of attorney (EPA)

Enduring Power of Attorneys was in place up until October 2007, when they were replaced by the Lasting Power of Attorneys.

However, if you have an Enduring Power of Attorney which was signed before 1st October 2007, it still should be valid.

It only covers decisions about your Property & Financial affairs, and not your Health & Welfare. It comes into being only upon loss of your mental capacity or would like someone you trust to make decisions on your behalf.

.So as you can see from the 3 different types of power of attorney, Enduring Power of Attorney, Lasting Power of Attorney, and Ordinary Power of Attorney, they all serve different purposes.


If you would like to get clear on which of the 3 different types of power of attorney suits your needs, for a time when you or a family member may lose mental capacity, then book a call with me.

Book an Empower Hour with me to get clear on a Lasting Power of Attorney and have all your questions answered

Read about my Lasting Power of Attorney Package


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