As difficult as it may be to think about our own death, (or that of others) there is a LOT that needs to be put in place and decided upon. When we are grieving, we are at our most vulnerable and not generally capable of making sound financial decisions.
Funerals are a perfect example of this. People often hugely over-spend for funerals because decisions and conversations are not spoken of beforehand and there is a growing trend of Funeral Poverty and Funeral debt now in the UK due to the rising costs of funerals. The average planned funeral can cost in the UK is £4000.
We want to give our loved ones the very best send- off possible to express our love for them. However, when we are in shock and grieving, in my experience, we just say, “yes” to every option offered to us, when in reality, this may be not wanted (or indeed needed), and the costs spiral upwards!
Here are 10 of the many decisions that need to be made when arranging a Funeral:
1.Do you want to have a Cremation or burial (traditional or green)?
2.Do you want your body to be embalmed? (not possible with green /eco burials)
3.Do you want a coffin, casket, shroud or eco pod?
4. Where do you want the service to be held?
5. Do you want to use a funeral director or have a home organised DIY Funeral?
6. Do you want a Religious service, or one with a Celebrant or Humanist?
7. Who is going to pay for the funeral (and how much have you put aside for this)?
8. What Songs or hymns would you like?
9. Will it be a Life celebration or traditional wake after the service?
10 Would you prefer flowers or donations to a charity?
In my No Regrets – Funeral Preparations & Planning, we will look at all these considerations (and more!) and get your wishes written and recorded to support both you and your loved ones.
You will not only spare your loved ones from having to make these difficult decisions in their time of grieving and vulnerability but also save yourself literally thousands of pounds by getting clear in advance.
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Thank you so much for reading!